DC FINANCIAL Privacy Policy

Privacy Statement

DC FINANCIAL ("we", "us", or "our") understands the importance of your privacy and complies with Singapore's Personal Data Protection Act 2012 ("PDPA") to properly collect, use, and disclose your personal data. This online privacy policy applies only to info@dcfinancialsg.com and any other website or mobile application that links to this policy.

Collection of Personal Data

Due to the nature of our business and the products we distribute and/or services we offer, we will be required to collect personal data from you, which may include but is not limited to your name, NRIC number, passport number, employment pass/FIN number, mailing address, phone number, nationality, date of birth, marital status, education background, employment information, medical and health records, and financial information such as credit card numbers and bank account information.

By providing DC FINANCIAL with your personal data or by engaging us to provide you with the products we distribute and/or services we offer, you are deemed to have read and understood this privacy policy and have given consent to the collection, use, disclosure, and/or processing of your personal data and the transfer of your personal data to third-party service providers, insurers, agents, or intermediaries, in the manner and for the purposes set out in our policy.

DC FINANCIAL will not share or disclose your personal information outside DC FINANCIAL unless: (1) you and/or a third party who is authorized by you gives consent to the collection, use, or disclosure of your personal information; (2) it is necessary for the purpose of providing the services you engage us to provide; (3) it is in connection with a merger, consolidation, acquisition, or other corporate restructuring of all or part of our business; or (4) it is otherwise required under the PDPA or Singapore law.

We may change this privacy policy without prior notice. Any amendments to this policy will be effective immediately. Your continued use of our website signifies your acceptance of our revised privacy policy.

Purpose of Data Collection

DC FINANCIAL collects information to effectively provide you with the products we distribute and/or the services we offer as requested by you. Usage of your personal information will be for administering and managing your relationship, account, and policy with DC FINANCIAL, as well as for processing any claims under your policies. We may use your information to deliver marketing or promotional materials that may be of interest to you and to assist us in relevant advertising. We may also use your information to analyze statistics and trends to improve the services we provide to you. We may forward your personal data to our third-party service providers, insurers, agents, or intermediaries for them to process, assess, and determine applications or requests related to insurance products and services as requested by you.

You may withdraw your consent for us to collect, use, disclose, or process your personal data as long as there are no contractual or legal ramifications of doing so. Depending on the extent of your withdrawal of consent, we may not be able to fulfill our obligations to provide the services you have engaged us to provide.

Disclosure of Personal Data

DC FINANCIAL does not sell, license, transmit, or disclose your information unless necessary to provide you with the services you have engaged us for. We may have to disclose your personal data to our third-party service providers, insurers, agents, or intermediaries to properly conduct our normal business operations.

Cookies

Cookies are pieces of information that our website transfers to your computer or mobile device to remember your preferences and provide you with a better user experience. Cookies enable us to present information tailored to you and your interests the next time you visit our website. DC FINANCIAL or its third-party service providers may place cookies on your computer or mobile device to pre-populate certain online forms for your convenience. We may also use cookies to track information on visitors' usage of our website so we can continually improve the functionality of our website. Third parties may use cookies to collect information from DC FINANCIAL websites and apps to provide measurement services and target advertisements to you.

Links to Other Sites

Our website may contain links to other third-party websites and platforms which DC FINANCIAL does not control. Please review the relevant privacy policies on the respective websites and web pages before disclosing any personal information. DC FINANCIAL will not be responsible for the personal data protection policies and practices of other organizations, social media platform providers, app providers, operating system providers, wireless service providers, or device manufacturers, including any personal information you disclose in connection with our social media pages.

Personal Data Protection

DC FINANCIAL has put in place strict procedures to secure all storage and transmission of your personal information. We restrict access to your personal information to our employees, third-party service providers, insurers, agents, and intermediaries who need to know the information to provide you with the products we distribute and/or the services we offer and in the course of conducting our normal business operations.

Compliance and Data Protection Officer

Call: 89008781

Email: info@dcfinancialsg.com

Location: 371 Alexandra Rd, Singapore 159963