Commercial Insurance
Protect your business from unexpected events that could disrupt your operations. Our expert team will assess your specific industry risks and exposure to recommend tailored business insurance solutions. Let us handle the risks so you can concentrate on growing your business. Explore our comprehensive range of commercial insurance products.
Financial Lines Insurance
Commercial Crime
Secure comprehensive protection against business losses caused by employee dishonesty, fraud, theft, and other criminal activities. This coverage includes both internal and external threats, ensuring your business is safeguarded. Commercial crime insurance is offered on an annual basis.
Cyber Insurance
Guard your business against the fallout from cyber attacks, including security breaches and network failures. Cyber insurance covers a range of online risks and is renewed annually to keep your defenses current.
Directors & Officers Liability
Provide essential protection for your company's leaders against claims of wrongful acts or breaches of duty. This coverage defends your directors and officers, with policies customized and pre-underwritten to fit your needs. Directors and officers liability insurance is renewed annually.
Errors & Omissions
Ensure your business is protected against legal claims of negligence or misleading statements. Errors and omissions insurance can be tailored to your needs, available on an annual basis or per project, as part of a comprehensive professional indemnity policy.
Fidelity Guarantee
Protect your assets from losses caused by employee fraud or theft. Fidelity guarantee insurance covers monetary and property losses, available with both named and unnamed employee options, and is renewed annually.
Medical Malpractice
Offer vital protection for healthcare professionals and facilities against claims of negligence, misleading statements, or other wrongful acts. Medical malpractice insurance is provided on an annual basis, with tailored policies for both individual practitioners and medical institutions.
Performance Bonds
Provide assurance to project owners that the contractor will fulfill their contractual obligations. If the contractor fails, the performance bond guarantees payment of a specified amount. This insurance is tailored to each project.
Professional Indemnity
Designed to protect professionals against claims of negligence, errors and omissions, misleading statements, and other breaches of duty. Professional indemnity insurance can be issued on an annual basis or for specific projects.
Liability Insurance
Commercial General Liability
Protects against legal liabilities arising from business operations, insured premises, products sold, completed operations, or advertising content. Commercial general liability insurance is customizable and provided on an annual basis.
Contractors All Risk
Offers comprehensive coverage for material damage and third-party liability during construction projects. Contractors all risk insurance is available on an annual or single project basis, with pre-underwritten plans available.
Environmental Liability
Protect against third-party liabilities and legal defense costs for pollution damages to air, water, and land resulting from your business operations. Environmental liability insurance is available on an annual basis.
Erection All Risk
Coverage for material damage and third-party liability during project installation, erection, testing, and commissioning. Erection all risk insurance can be issued on an annual or single project basis and can include optional work injury compensation insurance.
Event Liability
Liability coverage designed for event organizers to cover bodily injury and property damage, whether the events are local or global. Event liability insurance is available on an annual or single event basis, with customized or pre-underwritten plans.
Products Liability
Provides protection for suppliers, manufacturers, and distributors against legal liabilities, such as bodily injury and property damage caused by defective products. Products liability insurance is written on an annual basis.
Public Liability
Compensation for damages and legal expenses in the event of third-party claims for bodily injury and property damage, both within and outside of your business premises. Public liability insurance is available on an annual basis.
Marine Insurance
Bailees Liability
Protect your business against accidental damage or loss of your customer's goods stored in your warehouse or in transit to the final destination. Bailees liability insurance is provided on an annual basis.
Freight Forwarders Liability
Reduce your risk of cargo liability and third-party legal claims during the transportation of your customer's goods. This coverage is ideal for warehouse operators, logistics companies, and others. Freight forwarders liability insurance is offered on an annual basis.
Inland Transit
Cover your goods against loss or damage during domestic transportation by land. Inland transit insurance can be issued on an annual or per shipment basis.
Marine Cargo
Whether transporting goods locally or internationally, protect them against damage or loss by road, rail, air, or sea. Marine cargo insurance is available on an annual or per shipment basis.
Marine Hull
Insure your vessel and machinery against physical damages caused by sea perils, fire, piracy, and other risks, including collision liabilities. Marine hull insurance is written on an annual basis.
Marine Liability
For ship repairers, charterers, stevedores, and terminal operators, cover a variety of marine risks such as vessel damage and cargo loss. Marine liability insurance is offered on an annual basis.
Property Insurance
Business Interruption
Protect your business from loss of profits caused by unforeseen events disrupting operations. Business interruption insurance is part of our annual commercial property insurance policy.
Equipment All Risk
Safeguard your machinery and equipment against physical loss or accidental damage, whether on-site or off-site. Equipment all risk insurance is available annually.
Fire & Insured Perils
Ensure your commercial property is covered against named perils like fire, flood, lightning, and explosions. Fire and insured perils insurance is provided annually.
Industrial All Risk
Enjoy comprehensive coverage for your property, including protection against fire, burglary, accidental damage, and business interruption. Industrial all risk insurance is available on an annual basis.
Machinery Breakdown
Protect your valuable machines from accidental breakdowns during operation, rest, or maintenance. Machinery breakdown insurance is offered annually.
Money Insurance
Cover the loss of money kept on your premises or in transit to the bank. Money insurance is available annually as part of our commercial property insurance policy.
Plate Glass
Cover for sudden and unexpected glass breakages on your premises. Plate glass insurance is included annually as part of our commercial property insurance policy.
Property All Risk
Comprehensive coverage for your physical assets against damage and loss caused by unforeseen perils. Property all risk insurance is provided annually.
Theft Insurance
Compensation for the loss of business property such as stocks, equipment, furniture, fixtures, and fittings. Theft insurance is included annually as part of our commercial property insurance policy.
SME Insurance Packages
Beauty & Spa
Tailored package plans for businesses in hair care, massage, slimming, manicures, and other wellness services. Beauty and spa insurance package plans offer coverage for your property, employees, and more, with policies issued annually. Pre-underwritten plans available.
Education Centre
Customized for preschools, tuition centers, language schools, music and dance schools, and other enrichment centers. Education center insurance package plans provide coverage for your property, employees, and more, with policies written annually.
Food & Beverage
Tailored for restaurants, food courts, canteen operators, food stalls, and other establishments. Food and beverage insurance package plans offer coverage for your property, employees, and more, with policies issued annually. Pre-underwritten plans available.
Medical Clinic
Designed for clinics offering medical services such as general practice, dental, physiotherapy, acupuncture, and others. Medical clinic insurance package plans provide coverage for your property, employees, and more, with policies written annually. Pre-underwritten plans available.
Office
Cover for businesses operating from office spaces, including management companies, law firms, design studios, and others. Office insurance package plans offer coverage for your property, employees, and more, with policies issued annually. Pre-underwritten plans available.
Retail Shop
Specifically crafted for retail shops selling apparel, furniture, cosmetics, toys, or other items. Retail shop insurance package plans provide coverage for your property, employees, and more, with policies issued annually. Pre-underwritten plans available.
Vehicle Insurance
Comprehensive Cover
Have peace of mind knowing your vehicle is protected against damages or loss caused by accidents or natural disasters. Comprehensive vehicle insurance is issued annually, with a no-claim discount available.
Fleet Insurance
Simplify management and tracking of your commercial vehicles by consolidating them under one policy. Fleet insurance is provided annually, with a no-claim discount available. A minimum of 10 vehicles is required.
Motor Trade
Road risk insurance for businesses engaged in repairing, servicing, buying, and selling motor vehicles. Motor trade insurance is issued annually.
Third Party, Fire & Theft
Cover damages to others in case of an accident and protect against vehicle theft or fire damage. Third-party, fire, and theft vehicle insurance is provided annually, with a no-claim discount available.
Third Party Only
Protect against legal liabilities for third-party bodily injury, death, or property damage while using your vehicle. Third-party only vehicle insurance is issued annually, with a no-claim discount available.
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Quotations will be tailored to your insurance requirements.
No additional fees or hidden charges.